The Great Penny Challenge #PennyChallenge

For years I’ve done the 52 Week Money Challenge. This year I decided to change things up a bit – literally.

For 2020 we are doing the Penny Challenge. It’s just as simple as the Money Challenge, but it’s done daily with pocket change and your kids are going to love it.

First, you will need a Jar. However, a large glass will do or a bowl or anything that will hold change. If you have children you may want to start small and then move the change into a larger container as the money grows.

The Great Penny Challenge


Second: You will need to keep track of what day it is. For that I have created a printable calendar with the days and the amount of change to deposit. Print out the calendar and stick it on the fridge or wherever the jar will live.

Download “2020 Penny Challenge #PennyChallenge” NEW-2020-Penny-Challenge-Calendar.pdf – Downloaded 128 times – 89 KB

…… and if you want to laminate it and use it for years, here’s the non-2020 version.

Download “The Great Penny Challenge #PennyChallenge” The-Penny-Challenge-Calendar.pdf – Downloaded 145 times – 89 KB


Third: You’ll need change. If you have kids, this is the fun part. In the beginning you’ll just pull out the change that’s been rattling around in the bottom of your bag, but once you get to day 150, you’ll need to put $1.50 in the jar. This is where the kids come in. Change is typically abundant in places we rarely think of, on the floor of the car, in the couch, around the checkout at Target! (I kid you not. I once worked for Target, the checkout is a gold mine for kids looking for change.)

Kids LOVE to scavenger hunt for change! Plus, saving money and learning to scavenger are life skills! Let’s face it, if that Zombie Apocalypse ever hits your kids will survive!

The steps are rather easy to follow. January 1, you put 1 penny into the jar. January 2, you put 2 pennies into the jar. On day 125, you put $1.25 in the jar and so on. This continues all through the year until you end up with around $667.00 (and change lol)

If you don’t start January 1st you can always catch up, so don’t put off until next year what you can do right now! Print the PDF calendar and get started.


Elements used to create Featured image Artwork provided by Created by Jill.

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