Don’t Give up Now! Double Down on Your Resolution to Save
It’s easy to commit to lofty goals and aspiring ambitions at the start of a brand new year. But it can be a lot harder to stay motivated after a few weeks pass by. In fact, a whopping 80 percent of resolutions fail by the second week of February!
With the date in question on its way, you might be worried about your chances of success with your goal to save more money. If you’re running out of ways to keep your money in your pocket, keep scrolling. Here are some simple tips that will help make saving easier, so you can join the 20 percent of resolution winners.
Spend less at the supermarket
Food is one of those tricky expenses in your budget. You have to fill your fridge and cupboards, but you wish you wouldn’t have to spend quite so much to do so. This is especially true if you have growing children who have hollow legs.
Luckily, your groceries are an easy target for savings. You can shave off some cash from your total bill by shopping with coupon apps. They provide online vouchers and rebates you can redeem in-store or online, earning you cash back on popular items in your cart.
A quick download is an easy first step towards cash savings, but if you’re looking for more ways to save in the grocery store, check out a company like MoneyKey. In addition to facilitating payday loans, they offer real-life financial advice on their blog. Using a shopping app is just of the many tips for saving cash at the grocery store they’ve shared in the past.
Cut the cord
Cable television is an old-fashioned way to watch your favorite shows. The future is in online streaming platforms like Netflix, Hulu, and Prime. These streaming services also promise unrestricted access to a greater catalogue of titles that you can watch whenever you want — not when the cable company airs them.
They also promise to save you money.
After a recent spike in prices, cable TV costs the average American family roughly $100 a month. Your bill may be higher if you pay for special packages that include sports channels or on-demand movies.
By comparison, you won’t pay more than $16.99 a month for Netflix’s newest and most expensive ‘Ultra’ membership — which comes with HDR or HD streaming options. If you were to cut the cord of cable and opt for this Ultra membership, you’ll save $83 every month. If you would like to learn more about cutting the cord and save money on your cable tv and web streaming subscriptions then check out Themescene’s guide.
Having roughly $80 more in your budget every month can come in handy. You could use it to pay off personal loans and credit cards, or you could use it to establish an emergency fund so that you can handle unexpected bills on your own.
Make home cooking easy
After a long day at work, the thought of working away in the kitchen can crush your spirits. It’s even harder if you don’t like to cook.
With services like UberEats and Skip the Dishes, it’s never been easier to avoid cooking. Unfortunately, using takeout as your normal meal replacement rather than the treat it should be can end up costing you. The average person ends up spending $70,000 on takeout in their lifetime.
If you don’t want your diet to be the reason why you failed your New Year’s resolution, you need to find ways to make cooking more appealing. Here are some quick tips to help you avoid reaching for the phone when you’re hungry:
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Delete any food service app from your phone
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Delete any saved ordering information online
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Research quick and easy meals that taste good
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Dust off your slow cooker and check out these hearty winter meals
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Cook in large batches so you have lots to freeze for future meals
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Learn how to reuse unfrozen leftovers in tasty ways
Once the shine of a brand new year starts to wear off, it’s hard to keep your levels of motivation as high as they once were. But that doesn’t mean you’re stuck giving up on your goal to save money. Double down on your New Year’s promise to improve your finances, and use these tips to help you stay on track. Saving money doesn’t have to be hard!